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Comprehensive Program | WeShare®
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Comprehensive Program
WeShare®
WeShare® serves as our most comprehensive sharing program and provides you with the flexibility to choose a doctor that’s best for you, through various options. Whether you prefer the convenience of virtual care or have an in-person need, you’ll easily find care within our comprehensive network to help you proactively manage your health and wellbeing.
With 5 different contribution structures offering varying Annual Member Care Share (AMCS)** amounts and corresponding Monthly Contributions, there’s a WeShare® program to meet everyone’s budget and healthcare utilization needs without sacrificing services eligible for sharing.
Lower AMCS amounts provide the ultimate security, requiring you to pay less out-of-pocket when you need to access care. Higher AMCS amounts offer lower monthly contributions for members who may not frequently access medical care beyond preventive and office visits.
Comprehensive Program - WeShare® Overview
Here are just a few of the awesome benefits and resources included in your WeShare® membership:
Sharing eligibility for a broad range of medical care
Routine Annual Physical, Physician and Therapy services, Counseling, Labs, Radiology, Urgent Care, Emergency, Hospitalization, Maternity, Prescriptions and more
Largest network of any sharing ministry:
PHCS® PPO Network, with 1,200,000+ doctors, hospitals, and specialty providers and CVS Caremark with over 68,000 retail locations.
Wellness & Preventive Care
$0 consult fee for Wellness & Preventive Care with no annual maximum
Low-cost options to help you feel better
CVS MinuteClinic™ with a $10 consult fee, DocDay with no charge, $25 PCP visits and $50 Urgent Care visits
Membership Perks
Access to Noom, FitBod, RightNow Media, and HelloFresh to support holistic care
Fitbod adapts to support you when your fitness goals evolve, gym equipment changes, or when you need some variety to stay motivated.
Noom teaches you daily tweaks to hit your nutrition goals.
RightNow Media gives you access to over 20,000 Biblically-based videos.
HelloFresh offers healthy, convenient, and nutritious meal options.
Program costs
| Member Type | AMCS | ||||
|---|---|---|---|---|---|
|
Individual |
$1,000 per member |
$3,000 per member |
$6,000 per member |
$9,000 per member |
$12,000 per member |
|
Family |
$2,000 per family |
$6,000 per family |
$12,000 per family |
$18,000 per family |
$24,000 per family |
*For Families, a minimum of two members must meet their individual maximum AMCS within a calendar vear.
**Annual Member Care Share is the amount you pay for certain medical services before sharing begins. It acts like a deductible.
Shortened Sharing
Eligibility Window
Lower
Contribution Rate
Program highlights
- Simple design: set, affordable Consultation Fees or an Annual Member Care Share amount. No co-share to worry about or calculate!
- Sharing eligibility for a broad range of medical care: Routine Annual Physical, Physician and Therapy services, Counseling, Labs, Radiology, Urgent Care, Emergency, Hospitalization, Maternity, Prescriptions and more.
- Convenience of choice: access care virtually or in-person.
- Largest network of any sharing ministry: PHCS® PPO Network, with 1,200,000+ doctors, hospitals, and specialty providers and CVS Caremark with over 68,000 retail locations.
- $0 consult fee for Wellness & Preventive Care with no annual maximum.
- $0 consult fee for Behavioral Health Counseling through BetterHelp.
- Low-cost options to help you feel better: CVS MinuteClinic™: (link) with a $10 consult fee, DocDay with no charge, $25 PCP visits and $50 Urgent Care visits.
- $10 Labs with Quest Diagnostics or LabCorp of America.
- $25 X-rays.
- Affordable prescriptions with a $3,500 annual maximum.
- Membership Perks: Access to Noom, FitBod, RightNow Media, HelloFresh to support holistic care.
Convenient Care
CVS MinuteClinic™ is a walk-in clinic that patients can choose as an alternative to an urgent care center, but at about 40% less than the cost of urgent care. These CVS clinics offer treatments, screenings, immunizations, and are open 7 days a week (varies per location and major holidays). WeShare® members can visit a MinuteClinic™ for only a $10 consult fee, per visit.
BetterHelp is the world’s largest online therapy service – providing professional, affordable, and personalized therapy in a convenient online format.
Over 30,000 licensed therapists are available via chat, phone, or video call and trained in a range of issues – from depression and anxiety to parenting challenges and relationship issues. Members are custom matched with a therapist based on their unique needs and preferences.
Need more information?
What's Shared
| Service | Member Responsibility | WeShare® |
|---|---|---|
|
Annual Physicals & Preventive Health Exams |
No additional member cost
|
100% paid from shared contributions |
|
Virtual Medical Visits |
No additional member cost
|
Complimentary with program membership |
|
Virtual Behavioral Health Counseling |
No additional member cost
|
Up to 10 visits complimentary with program membership |
|
CVS MinuteClinic™ |
$10 consultation fee |
Sharing pays for the remainder of the bill |
|
Primary Care Physician Consultations |
$25 consultation fee |
Sharing pays for the remainder of the bill |
|
Specialist Consultations |
$75 consultation fee |
Sharing pays for the remainder of the bill |
|
Behavioral Health Counseling (in-person) |
$75 consultation fee |
Sharing pays for the remainder of the bill |
|
Labs - Quest Diagnostics or LabCorp of America |
$10 consultation fee
|
Sharing pays for the remainder of the bill |
|
Labs - All others |
AMCS amount |
100% paid from sharing once AMCS is met |
|
X-rays |
$25 consultation fee
|
Sharing pays for the remainder of the bill |
|
Radiology, Other |
AMCS amount |
100% paid from sharing once AMCS is met |
|
Physical, Occupational & Speech Therapy |
$75 consultation fee |
Sharing pays for the remainder of the bill |
|
Urgent Care |
$50 consultation fee |
Sharing pays for the remainder of the bill |
|
Emergency Room |
$500 consultation fee AMCS applies if admitted |
Sharing pays for the remainder of the bill |
|
Hospital Services |
AMCS amount |
100% paid from sharing once AMCS is met |
|
Maternity Care (pre & postnatal care, delivery, & newborn care) - 1st 24 Months of Membership |
AMCS amount + amounts exceeding $15,000 |
Once AMCS is met, sharing pays up to $15,000 |
|
Maternity Care (pre & postnatal care, delivery, & newborn care) - After 24 Months of Membership |
AMCS amount |
100% paid from sharing once AMCS is met |
|
FDA-Approved Prescriptions |
Fee depends on drug formulary
(e.g. $10 fee for formulary generic 30 day fill, $35 fee for formulary brand 30 day fill) |
Sharing pays for the remainder of the bill up to $3,500 per year for a
30-day pharmacy fill
90-day mail-order supply, per medical visit
|
|
Dental & Vision Discount Programs |
No additional member cost
|
Complimentary with program membership |
|
Wellness Perks: Noom, FitBod, RightNow Media, HelloFresh |
No additional member cost |
1-year subscription to Noom, Fitbod, and RightNow Media and a 1-year HelloFresh discount (valued at $780) included with membership.
|
Note: To help keep your healthcare simple, eligible services that apply a consultation fee are not subject to the AMCS. For eligible services subject to the AMCS, they are shared at 100% once the AMCS is met. Please see the program details or contact us for a comprehensive list of eligible services.
For accepted sharing members with pre-existing conditions, WeShare® applies an annual sharing maximum for the first few years to services related to conditions developed prior to membership.
$15,000
sharing maximum for year one of continuous membership
$25,000
sharing maximum for year two of continuous membership
$50,000
sharing maximum for year three of continuous membership
Once a member reaches their 3-year membership anniversary, there’s no more annual sharing maximum for treatment of the condition.
Pre-existing conditions are defined as conditions closely correlated to a hereditary illness with a close family history or an individual’s personal history where that individual presented symptoms, were being tested for, or were diagnosed with a condition prior to enrollment.
Request information from our enrollment team
Extended Care Programs
The S.M.A.R.T. and A.I.D.D. Care Programs provide additional sharing for those faced with major life-threatening illnesses or unexpected accidents. S.M.A.R.T. Care helps lessen the financial burden commonly caused by the unexpected costs of a serious illness through support with bills such as mortgage, rent, utilities, plus 10+ more related expenses. A.I.D.D. Care provides additional accident benefits to assist with major medical expenses, including in-home recovery and the out-of-pocket responsibility of your WeShare program.
