S.M.A.R.T. Care Membership - WeShare Healthcare

Planning for the Unexpected 

The UHSM S.M.A.R.T. Care Program provides important healthcare sharing benefits for those faced with major life-threatening illnesses such as Stroke, Myocardial Infarction (heart attack), Aggressive Cancer, Renal (Kidney) Failure, and Transplants of major organs. In the event of these medical conditions, the SMART Care program will
also provide sharing benefits to pay for extra medical and out-of-pocket expenses related to the illness, including childcare, paycheck protection, and other essentials; even mortgage and rent.



With SMART Care by UHSM there are no upfront application fees and sharing can begin following initial diagnosis—to pay expenses as fast as possible. This SMART Care critical illness program helps members pay for unexpected costs typically not included in primary health care benefits. Plus, spouse and dependents are partially eligible for sharing without any additional contributions.

SMART Care can even help you pay for bills such as mortgage, rent, utilities, plus 10+ more related expenses.

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100% Eligible Benefit

If diagnosed or being treated for a qualifying illness, you will be eligible to share 100% of your designated benefit amount, up to $50,000. If the medical bills are less than the benefit, you can use the remaining benefit balance to pay related expenses.

Pay for Related Expenses

SMART Care by UHSM helps pay for related expenses such as mortgage and rent, childcare, paycheck protection, auto payment, insurance (auto, health, home), utilities, mental / family counseling, emergency transportation, extended care, and afterlife.

Use Any Doctor or Hospital

SMART Care benefits are eligible for qualifying illnesses regardless of care provider used. For UHSM Sharing members in our medical programs, we encourage you to leverage the negotiated rates with the PHCS® PPO network.

No App Fees + Member Support

Your SMART Care Benefits come with no upfront app fees, and can be used multiple times up to the Max Share Limit. Contact our AWESOME Member Services team to answer questions, check status or help navigate your health care journey!