We offer several medical cost sharing programs with varying Annual Member Care Share and Monthly Contribution amounts to meet any budget and healthcare need. Plus, each program includes added wellness perks at no additional cost!
Comprehensive Program - WeShare®
As our most comprehensive medical cost sharing program, WeShare® provides peace of mind and the flexibility to choose a doctor that’s best for you, through various options. Whether you prefer the convenience of virtual care or have an in-person need, you’ll easily find in-network care through the most expansive provider network of any healthcare sharing ministry with the PHCS PPO Network.
With several different program levels available, you select the tier to meet your budget and where you are in your healthcare journey. WeShare provides the resources to help proactively manage your whole health: mind, body, and spirit with a combination of medical cost sharing and wellness perks.
Eligible sharing services include Routine Annual Physical, Telehealth, CVS MinuteClinic services, Physician and Therapy services, Labs, Radiology, Urgent Care, Emergency, Hospitalization, Maternity, Prescriptions through CVS Caremark and more.
Virtual-First Health Share Program - WeShare Access™
WeShare Access is a virtual health sharing program that promotes a healthy lifestyle through convenient, on-the-go care. In partnership with Amwell Telemedicine, Members have access to Primary Care, Urgent Care, Dermatology, Nutrition, Behavioral Health, and more. Members also receive in-person support at CVS MinuteClinic, Urgent Care centers, and hospitals, plus prescription sharing benefits. It’s an affordable solution for preventive care, unexpected injuries, and serious illnesses.
The Legacy program - WeShare Legacy®
The Legacy program is for those who want a vibrant , thriving community of like-minded individuals supporting one another’s health and wellness goals. This program is a great fit for those who need additional sharing support for medical expenses left after Medicare and for those wanting a wider provider network than what Medicare typically offers. With low monthly contributions and annual member care share you’ll have added health care support that fits within your budget. Weshare Legacy works alongside your Medicare plan and provides the resources you need to proactively manage your whole health-mind, body and spirit. With supplemental heath sharing and wellness perks.
Comparison Table
| Topic | WeShare® | WeShare Access™ |
|---|---|---|
|
Annual Member Care Share Amounts (AMCS)
Note: works like a Car deductible |
Options to choose from between $1,000 – $12,000 for individuals and $2,000 -$24,000 for families |
Options to choose from between $5,000 – $10,000 for individuals and $10,000 -$20,000 for families |
|
Network Access |
Limited to CVS MinuteClinic, Amwell, BetterHelp and the PHCS PPO for urgent medical needs
|
|
|
Annual Physicals & Preventive Health Exams
|
$0 member responsibility for any network healthcare provider
|
$0 member responsibility for CVS MinuteClinic services only and Amwell
|
|
Virtual Urgent Care
|
$0 member responsibility through Amwell |
|
|
Virtual Behavioral Health Counseling
|
Up to 10 visits shared through program membership |
|
|
CVS MinuteClinic™ |
$10 consultation fee |
$20 consultation fee |
|
Primary Care Physician Consultations |
$25 consultation fee |
Amwell Dermatology, Nutrition, and Lactation – $0
All other providers: Not eligible
CVS MinuteClinic can support certain services |
|
Specialist Consultations |
$75 consultation fee |
Amwell Dermatology, Nutrition, and Lactation – $0 |
|
Behavioral Health Counseling (in-person) |
$75 consultation fee |
Not eligible |
|
Labs |
AMCS applies |
$40 consultation fee AMCS applies; only eligible when ordered by CVS MinuteClinic, Urgent Care, Emergency Departments, Amwell or performed during hospitalization |
|
X-rays |
$25 consultation fee |
$25 Consultation Fee, eligible for urgent care, emergencies and hospitalizations or when ordered by Amwell |
|
Radiology, other |
AMCS applies |
AMCS applies, eligible for urgent care, emergencies and hospitalizations or when ordered by Amwell |
|
Acupuncture or Chiropractic |
$75 consultation fee, up to 12 visits each per year
|
Not eligible |
|
Physical, Occupational & Speech Therapy
|
$75 consultation fee
|
Not eligible |
|
Urgent Care |
$50 consultation fee |
$100 consultation fee |
|
Emergency Room |
$500 consultation fee
AMCS applies if admitted |
$750 consultation fee
AMCS applies if admitted 2 visit annual maximum |
|
Hospital Services |
AMCS applies |
AMCS applies |
|
Maternity Care (pre & postnatal care, delivery, & newborn care) |
1st 24 Months of Membership
Once AMCS is met, pays up to $15,000 from shared contributions After 24 Months 100% paid from shared contributions once AMCS is met |
Not eligible
|
|
FDA-Approved Prescriptions |
Fee depends on drug formulary; $3,500 Annual Maximum |
Fee depends on formulary; only eligible for Generic and Standard Brand medications with a $2,500 Annual Maximum |
|
Dental, Vision & Hearing |
Discount program included free with membership |
|
|
Wellness Perks and Discounts: Noom, FitBod, RightNow Media, HelloFresh, Active&Fit Direct |
Subscription to Noom, Fitbod, and RightNow Media, 1-year HelloFresh discount, and access to Active&Fit direct for just $28/mo included with membership (valued at $1000) |
|
|
Great for Members Who |
Want comprehensive healthcare sharing support to manage all that life throws their way |
Want support for limited medical care, with convenient virtual-care options for the services they commonly use. |
Note: To help keep your healthcare simple, eligible services that apply a consultation fee are not subject to the AMCS. For eligible services subject to the AMCS, they are shared at 100% once the AMCS is met. Please see the program details or contact us for a comprehensive list of eligible services.
Extended Care Programs
The S.M.A.R.T. and A.I.D.D. Care Programs provide additional medical cost sharing for those faced with major life-threatening illnesses or unexpected accidents. S.M.A.R.T. Care helps lessen the financial burden commonly caused by the unexpected costs of a serious illness through support with bills such as mortgage, rent, utilities, plus 10+ more related expenses. A.I.D.D. Care provides additional accident benefits to assist with major medical expenses, including in-home recovery and the out-of-pocket responsibility of your WeShare program.
