Catastrophic Health Program

WeShare® Catastrophic Health Program

Join young adults and healthy individuals saving $200+/month with essential health sharing that covers major medical expenses and preventative care.

$119

per month

Just $27/ week

$350

Save $200+/month

vs average insurance.

AMCS (Annual Member Care Share):
$5,000 – $10,000

How it works: Choose 2 AMCS tiers. Lower AMCS provides more security, higher AMCS offers lower monthly contributions. After meeting your AMCS, eligible services are shared at 100%.

Save $2,400 per year vs traditional insurance

Why Choose WeShare Access™?

Perfect for healthy individuals and young adults who want essential protection

Cost-Effective

Highly affordable monthly contributions with protection for major medical expenses when you need it the most

Essential Care

$0 wellness visits through 
CVS MinuteClinic and 24/7 telehealth access for preventative care

Major Medical

Complete protection for hospitalizations, urgent care, and emergency medical situations

Complete Health Sharing Support

Our most comprehensive program supports all your healthcare needs with extensive
benefits, preventative care, and wellness support.

All Medical Expenses

Preventative Care

Additional Benefits

Compare WeShare Programs

Choose the right health sharing program for your family’s needs and budget.
Features WeShare® WeShare Access™ WeShare Legacy™
Monthly Cost (Individual)
$149
$119
$179
Target Audience
Families, comprehensive coverage
Young adults, healthy individuals
Medicare recipients (65+)
Annual Member Care Share
$1,000-$12,000
$5,000-$10,000
Low AMCS amounts
Primary Purpose
Comprehensive health sharing
Basic support for major expenses
Medicare supplement/gap coverage
Provider Network
Full PHCS PPO Network
CVS MinuteClinic, Amwell, PHCS PPO (hospital only)
Medicare + PHCS PPO Network
Annual Physical
Any network provider ($0)
CVS MinuteClinic only ($0)
Preventative care shared 100%
Medicare Integration
Not applicable
Not applicable
Works alongside Medicare
Coverage Focus
All medical expenses
Preventative + catastrophic
Medicare gaps & additional services
Specialist Access
Network providers ($75)
Not covered
Medicare + expanded network
24/7 Telehealth (Amwell)
($0)
($0)
($0)
Prescription Change
All FDA-approved ($3,500)
Generic & Standard ($2,500 max)
Medicare Part D + supplements
Chiropractic/Acupuncture
Up to 12 visits ($75 each)
Not covered
Supported beyond Medicare limits
Therapy Services
Up to 12 visits ($75 each)
Not covered
Additional support beyond Medicare

Consultation Fees

Transparent, predictable costs for your healthcare visits

Wellness Visits

$20

CVS MinuteClinic

CVS Sick Visits

$20

per visit

Urgent Care

$100

per visit

Emergency Care

$750

per visit

Important: Consultation fees are separate from your annual responsibility. All eligible services are shared at 100% once your annual responsibility of $1,000 is met.

How Catastrophic Support Works

Simple steps to get essential health sharing support for major medical needs

Enroll & Pay Monthly

Pay your monthly contribution of $119 and become part of our Christian health sharing community.

Visit CVS or Any Provider

Get wellness care at CVS MinuteClinic or visit any provider for urgent care and hospitalizations

Community Shares

After your annual responsibility, eligible medical expenses are shared 100% by our Christian community.

See Your Potential Savings

Get an instant estimate before providing any personal information

Trusted Member Benefits & Partners

WeShare members get exclusive access to wellness and health sharing benefits

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Trusted Member Benefits & Partners

WeShare members get exclusive access to wellness and health sharing benefits

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Ready for Essential Support?

Join young adults and healthy individuals who trust WeShare Access™ for affordable essential support.

Call 800-918-3710 or speak with our enrollment team Monday-Friday, 8 Am – 8 PM ET

Select your preferred channel below

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