Spend Less on Healthcare and More on Life

WeShare® Catastrophic Health Program

WeShare Access™ provides convenient, on-demand care that provides peace of mind for life’s unexpected health needs – all at an affordable cost. Preventative in “unexpected health needs and preventative care to help you stay ahead of them”.  The WeShare Access plan offers flexibility with two Annual Member Care Share (AMCS) options—$5,000 or $10,000—so you can choose what best fits your healthcare needs and financial goals.  The $5,000 AMCS option reduces your out-of-pocket costs when you seek care. The $10,000 AMCS option lowers your Monthly Contribution, ideal for members who anticipate limited medical expenses.

Stay healthy with affordable, on-demand care wherever life takes you. WeShare Access makes it easy to get preventive checkups, sick-visit support, and virtual care through CVS MinuteClinic or Amwell. You’ll also have access to Amwell specialists online—including dermatology, nutrition, lactation, and behavioral health—plus sharing for prescriptions, urgent care, ER visits, and hospital stays when the unexpected happens.

Trusted by

Christian Families

WeShare Access™ Overview

Your WeShare Access™ membership includes a range of benefits and resources designed to support your health and wellbeing:

Wellness & Preventive Care

$0 consult fee for Wellness & Preventive Care: mammograms, cervical cancer screenings, PSA screenings and more with no annual maximum through CVS MinuteClinic™ & Amwell

PHCS® PPO Network

The largest independent network of any sharing ministry, including 1+ million healthcare providers

CVS Caremark™

With over 68,000 retail Pharmacy locations with a $2,500 annual maximum to meet your prescription needs

Amwell

Sick visits to help you feel better with a $20 consult fee 

Program highlights

What's Shared

Service Member Responsibility WeShare Access™
Annual Routine Health Visits with Amwell & CVS MinuteClinic
No additional member cost
100% paid from shared contributions
Virtual Medical Visits – services supported underneath
No additional member cost
Shared through program membership
Virtual Behavioral Health Counseling
No additional member cost
Up to 10 visits shared through program membership
CVS MinuteClinic™
$20 consultation fee
Sharing pays for the remainder of the bill
Labs – Quest Diagnostics or LabCorp of America
Must be ordered by CVS MinuteClinic, Amwell or as part of hospitalization
$40 consultation fee
Sharing pays for the remainder of the bill
Labs – All others
Must be ordered by CVS MinuteClinic, Amwell or as part of hospitalization
AMCS amount
100% paid from sharing once AMCS is met
X-rays associated with MinuteClinic visit, urgent care visits, emergency room visit or hospitalization
$25 consultation fee
Sharing pays for the remainder of the bill
Other Radiology associated with MinuteClinic visit, urgent care visits, emergency room visit or hospitalization
AMCS amount
100% paid from sharing once AMCS is met
Urgent Care
2 visit max per indv, per cal year
$100 consultation fee
Sharing pays for the remainder of the bill
Emergency Room
$750 consultation fee
Consult fee waived if admitted
Sharing pays for the remainder of the bill
Hospital Services
AMCS amount
100% paid from sharing once AMCS is met
FDA-Approved Prescriptions
Fee depends on drug formulary, only eligible for Generic and Standard Brand Formulary
Sharing pays for the remainder of the bill up to $2,500 annual maximum for a 30-day pharmacy fill 90-day mail-order supply.
Dental, Vision, Hearing & Prescription Discount Programs
No additional member cost
Shared through program membership
Wellness Perks and Discounts: Noom, FitBod, RightNow Media, HelloFresh, Active&Fit Direct
No additional member cost
1-year subscription to Noom, Fitbod, and RightNow Media, 1-year HelloFresh discount, and access to Active&Fit direct for just $28/mo included with membership all valued at $1K.

Note: To help keep your healthcare simple, eligible services that apply a consultation fee are not subject to the AMCS. For eligible services subject to the AMCS, they are shared at 100% once the AMCS is met. Please see the program details or contact us for a complete list of services eligible for sharing. 

For accepted sharing members with pre-existing conditions, WeShare® applies an annual sharing maximum for the first few years to services related to conditions developed prior to membership.

$15,000

sharing maximum for year one of continuous membership

$25,000

sharing maximum for year two of continuous membership

$50,000

sharing maximum for year three of continuous membership
Once a member reaches their 3-year membership anniversary, there’s no more annual sharing maximum for the treatment of the condition.   Pre-existing conditions are defined as conditions closely correlated to a hereditary illness with a close family history or an individual’s personal history where that individual presented symptoms, were being tested for, or were diagnosed with a condition prior to enrollment.

How Catastrophic Support Works

Simple steps to get essential health sharing support for major medical needs

Enroll & Pay Monthly

Pay your monthly contribution of $119 and become part of our Christian health sharing community.

Visit CVS or Any Provider

Get wellness care at CVS MinuteClinic or visit any provider for urgent care and hospitalizations

Community Shares

After your annual responsibility, eligible medical expenses are shared 100% by our Christian community.

Program costs

Member Type AMCS
Individual
$5,000
per member
$10,000
per member
Family
$10,000
per family
$20,000
per family

*For Families, a minimum of two members must meet their individual maximum AMCS within a calendar vear.

**Annual Member Care Share is the amount you pay for certain medical services before sharing begins. It acts like a car deductible. 

Shortened Sharing
Eligibility Window

Lower
Contribution Rate

See Your Potential Savings

Get an instant estimate before providing any personal information

Trusted Member Benefits & Partners

WeShare members get exclusive access to wellness and health sharing benefits

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Trusted Member Benefits & Partners

WeShare members get exclusive access to wellness and health sharing benefits

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Ready for Essential Support?

Join young adults and healthy individuals who trust WeShare Access™ for affordable essential support.

Call 800-918-3710 or speak with our enrollment team Monday-Friday, 8 Am – 8 PM ET

Select your preferred channel below

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