Catastrophic Healthcare: Affordable Protection for the Unexpected
What would happen if you were hit with a massive medical bill tomorrow? Not a routine checkup at the doctor or a quick pharmacy run, but something serious: an accident, surgery, or a sudden hospital stay that racks up tens of thousands in charges before you’ve even had time to process what’s happening.
Catastrophic healthcare is designed for those exact moments.
This kind of healthcare protects you from the financial fallout that emergencies and unexpected events can wreak on your everyday life. If you’re healthy, cost-conscious, and want peace of mind for the “just in case” moments of life, a catastrophic plan could be the smartest move you make. WeShare Access is the standout option when you need catastrophic healthcare that’s also affordable and faith-aligned.
What Is Catastrophic Healthcare?
Catastrophic healthcare plans are designed to step in when the costs are high and the type of care needed is serious — like surgery, hospital stays, or emergencies. While this plan isn’t for the run-of-the-mill office or urgent care visit, catastrophic healthcare options give you a much-needed safety net for those big curveballs. Here’s how they work:
- Lower monthly contributions: You’re not overpaying if you don’t use much care
- Higher out-of-pocket limit: You agree to pay a larger portion of your own medical costs before the plan starts sharing (this is called your Annual Member Care Share or AMCS)
- Faith-based sharing for major medical events: Hospitalizations, ER visits, and other unexpected big-ticket bills
Overall, catastrophic healthcare is an excellent option if you rarely visit the doctor, don’t have ongoing health issues, and want to be financially protected against large, unexpected expenses.
At WeShare, we are passionate about supporting men not only in times of illness but in everyday wellness — body, mind, and spirit.
WeShare Access: A Smarter Take on Catastrophic Faith-Based Sharing
WeShare Access, administered by Unite Health Share Ministries (UHSM), takes what you need out of catastrophic healthcare and adds the transparent, values-driven model WeShare and UHSM are known for.
Here’s what sets WeShare Access apart:
- Affordable monthly costs
- Annual Member Care Share (AMCS) ranges from $5,000–$10,000 for individuals and $10,000–$20,000 for families
- Emergency room and hospitalization faith sharing (after AMCS is met)
- $0 out-of-pocket cost for preventive care at CVS MinuteClinic®
- 24/7 telehealth care via Amwell®
- Mental health support via BetterHelp
All in all, this program is ideal for people who want to keep monthly costs low while still having solid protection in place if something serious happens.
Is WeShare Access the Right Fit for You?
Do any of these sound like you? WeShare Access is the perfect match if:
- You’re in good health and rarely need to see a doctor
- You’re looking for a lower monthly cost healthcare option
- You want protection for major, unexpected medical events
- You value a healthcare model that aligns with your Christian beliefs
A Simple, Cost-Effective Way to Stay Protected
Catastrophic plans aren’t about covering everything; they’re about being covered when it matters most. With WeShare Access™, you get that peace of mind without unnecessary extras, confusing paperwork, or inflated costs.
Want to know if WeShare Access™ is right for you? See what’s included in the WeShare Access™ Catastrophic Plan. Compare options, explore benefits, and choose the plan that fits your life, without paying for what you don’t need.
