Understanding how a Christian health ministry works is the first step toward finding a healthcare solution built on the values of generosity and community. At its heart, this approach isn’t about corporate profits; it is about a community of individuals who share a commitment to compassion and shared responsibility for one another’s well-being.
If you are new to this concept, this guide explains how the process of member-to-member sharing facilitates a simpler way to manage medical expenses.
1. Your Monthly Contribution
Your journey starts with your Monthly Contribution Amount (MCA). You won’t pay a premium to a company; instead, you contribute a set amount each month to the community sharing fund.
- These contributions are voluntary and based on the specific program tier you choose for your family.
- The ministry facilitates the process by organizing these funds so they are ready to be shared with other members who have eligible medical bills.
- This creates a cycle where your generosity supports a neighbor today, and their contributions are there to support you tomorrow.
2. Your Role at the Time of Care
When you visit a doctor, the process is designed to be fair and transparent. With WeShare, there are two main ways you take personal responsibility for your care:
- The Consultation Fee: Every time you receive a service, you pay a small, fixed amount directly to your provider. For example, a visit to your regular doctor involves a $25 fee, while a visit to a specialist is $75.
- The Annual Member Care Share (AMCS): This is the total amount you commit to paying for your own care throughout the year before the community starts sharing in your eligible costs. Think of it as your “good faith” commitment to the community. You choose this amount when you join, ranging from $1,000 to $12,000, so it always fits your budget.
3. Turning a Bill into a Shareable Need
When you receive care that is eligible for sharing, you or your provider submit a Shareable Medical Bill (SMB) to WeShare. This is where the facilitation part really kicks in.
- The Christian health ministry team reviews the bill to make sure it follows the Membership Guidelines that every member has agreed to.
- These guidelines help ensure that the community’s resources are being used wisely and stay focused on shared values like care and integrity.
- Because we use a national PPO network, the ministry can often ensure the bill reflects pre-negotiated, fair rates, which helps everyone’s contributions go further.
4. Facilitating the Sharing
Once a bill is determined to be eligible, the healthcare sharing program facilitates the actual sharing of funds. For example, with WeShare:
- If you have already met your AMCS for the year, 100% of your eligible medical costs are shared by the community.
- Funds are directed from the shared community pool to help pay those bills directly.
- The voluntary sharing process means there is no legal contract, but rather a shared commitment among people who believe in helping one another.
A Focus on Whole-Person Wellness
True community support goes beyond just paying bills; it involves proactively managing your physical and mental health. WeShare Membership includes a suite of wellness perks designed to support your mind, body, and spirit:
- Mental Wellness: Access up to 10 online therapy sessions per year through BetterHelp at no additional cost.
- Physical Fitness: Subscriptions to AI-driven fitness tools like FitBod and discounted gym access through Active&Fit Direct.
- Preventative Care: Routine annual physicals and labs are shared at 100% to help you stay ahead of your health.
Ready to See How Christian Health ministry Could Work for You?
By joining a Christian health ministry, you are choosing a path that prioritizes people over paperwork. It is a simple, fair, and approachable way to ensure that you and your family are cared for by a community that shares your values.
Take a moment to explore how healthcare sharing works with WeShare or get in touch with a Member advisor to learn more.
